Understand your spending. Reach your goals faster.
Upload a bank statement and FinanceIQ turns it into a clear spending picture, then gives you personalized recommendations grouped by what to do this week, this month, and beyond.
Your statement is parsed in memory and never stored.
How it works
- 1
Upload a statement
Sign up and upload a bank statement PDF. It is parsed in memory and never stored — your raw file never touches our disk.
- 2
Understand your spending
FinanceIQ categorizes every transaction, surfaces patterns, and produces a clear spending summary across the period.
- 3
Act on what matters
Get three to five personalized recommendations, grouped by urgency — this week, this month, ongoing, and structural.
Everything you need to take control
Automatic categorization
Transactions are sorted into categories so you can see where the money actually goes.
Goals & tracking
Set financial goals and track progress against your real spending over time.
Peer benchmarks
See how your spending compares to people in similar circumstances.
What-if scenarios
Model reductions in any category and see the impact before you commit.
Export anytime
Your data is yours — export it whenever you want.
Privacy by design
Sensitive identifiers like SSNs and full account numbers are never extracted or stored.
Built to respect your data
- Statements parsed in memory — raw files never stored
- Sensitive PII (SSNs, full account numbers) never extracted
- Encrypted at rest with AES-256
- Payments handled by Stripe — we never see your card